08/31/2026
Did you know that an insurance appraisal and a fair market value appraisal can produce two very different values for the exact same item?
Understanding which type of appraisal you need is important, whether you are protecting your collection, settling an estate, making a charitable donation, or dividing assets.
I break down the key differences and why choosing the wrong valuation standard can create costly problems.
Read the full article here: https://heritageappraisalsmi.com/insurance-appraisal-vs-fair-market-value/
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